me778 Terms & Conditions

1. Acceptance of Terms

These Terms & Conditions ("Terms") apply to all users of the me778 website, mobile platform, and any related services operated under the me778 brand (collectively, the "Platform"). By creating an account, logging in, depositing funds, or participating in any game or promotion on me778, you enter into a binding legal agreement with me778 and agree to comply with these Terms at all times.

These Terms should be read together with the me778 Privacy Policy and the Responsible Gaming Policy, both of which are incorporated herein by reference. In the event of any conflict between these documents, these Terms shall prevail unless otherwise stated.

me778 reserves the right to update or modify these Terms at any time. Continued use of the Platform following the posting of any changes constitutes your acceptance of the revised Terms. It is your responsibility to review these Terms periodically.

2. Eligibility & Age Verification

Access to and use of the me778 Platform is strictly restricted to individuals who meet all of the following eligibility criteria:

• You are at least 21 years of age, in accordance with Philippine law and PAGCOR guidelines governing online gambling participation.
• You are physically located in a jurisdiction where online gambling is not prohibited by applicable law at the time of play.
• You are not acting on behalf of another person or entity when registering or placing wagers.
• You have not previously been self-excluded from the me778 Platform or any affiliated platform.
• You are not a current employee, contractor, director, or officer of me778 or any of its affiliated companies, nor an immediate family member of such a person.

me778 takes the protection of minors extremely seriously. Any account found to belong to a person under 21 years of age will be immediately suspended, all pending withdrawals cancelled, and the matter may be referred to the appropriate Philippine authorities. Deposits made by underage users will be returned after deducting any winnings derived from gameplay.

3. Account Registration

3.1 One Account Per Player

Each individual may hold only one registered account on the me778 Platform. Creating multiple accounts — whether under the same name, different names, shared devices, or shared payment methods — is strictly prohibited and constitutes a material breach of these Terms. me778 reserves the right to close all duplicate accounts and forfeit any balances held therein.

3.2 Accuracy of Information

You must provide accurate, complete, and current information when registering your me778 account. This includes your full legal name, date of birth, Philippine mobile number, and any other details requested during registration or KYC. Providing false or misleading information is a breach of these Terms and may result in immediate account termination.

3.3 Account Security

You are solely responsible for maintaining the confidentiality of your me778 login credentials, including your username and password. You must not share your account access with any third party. me778 will not be liable for any losses resulting from unauthorized access to your account caused by your failure to keep your credentials secure. You must notify me778 support immediately if you suspect unauthorized access to your account.

3.4 Account Verification

me778 may request identity verification documents at any time, including but not limited to: a valid Philippine government-issued ID, proof of address (such as a utility bill or bank statement dated within 90 days), and proof of payment method ownership. Accounts that fail to complete verification within the specified timeframe may have withdrawal privileges suspended until verification is complete.

4. Deposits & Withdrawals

4.1 Accepted Payment Methods

me778 accepts deposits and processes withdrawals through the following Philippine payment channels: GCash, PayMaya, BPI, BDO, and Metrobank. Additional payment methods may be added or removed at me778's discretion. All transactions are processed in Philippine Peso (PHP / ₱).

4.2 Minimum and Maximum Transactions

4.3 Processing Times

GCash and PayMaya deposits are credited to your me778 account instantly upon confirmation. Bank transfers via BPI, BDO, and Metrobank are typically credited within one (1) to three (3) business hours. Withdrawals to GCash are processed within one (1) hour during business hours. Bank transfer withdrawals are processed within one (1) business day. me778 is not responsible for delays caused by third-party payment processors or banking institutions.

4.4 Anti-Money Laundering

All transactions on the me778 Platform are subject to anti-money laundering (AML) monitoring in compliance with Philippine law, including the Anti-Money Laundering Act (AMLA) as amended. me778 reserves the right to request documentation supporting the source of funds for any deposit. Suspicious transactions will be reported to the appropriate Philippine authorities as required by law. Funds deposited must be used for gaming purposes only and may not be deposited and withdrawn without meaningful gameplay activity.

5. Bonuses & Promotions

me778 offers various bonuses and promotional offers to eligible players from time to time. All bonuses are subject to specific terms and wagering requirements that will be clearly stated at the time the bonus is offered. General bonus conditions include:

• Bonuses are available to verified players aged 21 and above only.
• Each bonus offer may only be claimed once per player, household, device, or IP address unless otherwise stated.
• Wagering requirements must be met in full before bonus-derived winnings can be withdrawn. The applicable wagering multiplier will be stated in the specific promotion terms.
• me778 reserves the right to modify, suspend, or cancel any promotion at any time without prior notice.
• Bonus funds are non-transferable and have no cash value until wagering requirements are satisfied.
• Attempting to abuse bonus offers — including through the use of multiple accounts, coordinated betting strategies, or other fraudulent means — will result in forfeiture of the bonus and any associated winnings, and may result in account termination.

Players are encouraged to review the specific terms of each promotion before opting in. me778's decision on all bonus-related matters is final and binding.

6. Gameplay Rules

All games available on the me778 Platform — including slots, live dealer games, sports betting, bingo, and instant games — are governed by individual game rules displayed within each game interface. By participating in any game, you agree to be bound by those rules. In the event of a discrepancy between displayed game rules and these Terms, the specific game rules shall apply to that game only.

me778 uses certified random number generator (RNG) technology for all applicable games. Live dealer games are operated by trained professionals under strict operational protocols. Published Return to Player (RTP) percentages are accurate and based on long-term statistical averages — individual session results will vary.

In the event of a technical malfunction, disconnection, or system error during gameplay, me778 reserves the right to void affected rounds and return stakes to the player's account. me778 is not liable for losses resulting from technical failures beyond its reasonable control, including internet connectivity issues on the player's side.

7. Prohibited Conduct

The following conduct is strictly prohibited on the me778 Platform:

• Using automated software, bots, scripts, or any artificial intelligence tools to interact with the Platform or gain an unfair advantage in any game.
• Colluding with other players to manipulate game outcomes or exploit bonus structures.
• Engaging in any form of fraud, including chargebacks, identity theft, or use of stolen payment credentials.
• Attempting to exploit software bugs, glitches, or errors for financial gain. Any winnings derived from exploiting a known or unknown error are void.
• Accessing the Platform from a jurisdiction where online gambling is prohibited by law.
• Registering or operating more than one account on the Platform.
• Engaging in any conduct that disrupts the experience of other players or the operation of the Platform.

Violation of any of the above prohibitions may result in immediate account suspension, forfeiture of all balances, and referral to Philippine law enforcement authorities where applicable.

8. Intellectual Property

All content on the me778 Platform — including but not limited to logos, trademarks, game graphics, software, text, and design elements — is the exclusive property of me778 or its licensed content providers and is protected by applicable intellectual property laws. You are granted a limited, non-exclusive, non-transferable licence to access and use the Platform for personal entertainment purposes only.

You may not reproduce, distribute, modify, create derivative works from, publicly display, or commercially exploit any content from the me778 Platform without prior written consent from me778. Unauthorized use of me778 intellectual property may result in legal action.

9. Limitation of Liability

To the fullest extent permitted by applicable Philippine law, me778 shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use the Platform, including but not limited to loss of winnings, loss of data, or loss of goodwill.

me778's total aggregate liability to any player for any claim arising out of or relating to these Terms or the Platform shall not exceed the total amount deposited by that player in the thirty (30) days preceding the event giving rise to the claim.

10. Privacy & Data

me778 collects, processes, and stores personal data in accordance with the Philippine Data Privacy Act of 2012 (Republic Act No. 10173) and its implementing rules. The full details of how me778 handles your personal information are set out in the me778 Privacy Policy, which forms part of these Terms.

By registering on the me778 Platform, you consent to the collection and processing of your personal data as described in the Privacy Policy, including for KYC verification, AML compliance, fraud prevention, and service improvement purposes.

11. Responsible Gaming

me778 is committed to promoting responsible gaming among all Filipino players. The Platform provides the following responsible gaming tools, accessible from your account settings at any time:

• Deposit Limits: Set daily, weekly, or monthly deposit caps on your account.
• Session Time Reminders: Receive notifications after a set period of continuous play.
• Self-Exclusion: Temporarily or permanently exclude yourself from the Platform. Self-exclusion requests are processed within 24 hours and cannot be reversed during the exclusion period.
• Reality Checks: Periodic on-screen reminders of time spent and amounts wagered during a session.

Players who believe they may have a gambling problem are encouraged to visit the me778 Responsible Gaming page for further resources and support information aligned with PAGCOR guidelines. You must be 21 years or older to participate on the me778 Platform.

12. Account Suspension & Termination

me778 reserves the right to suspend, restrict, or permanently close any player account at its sole discretion, with or without prior notice, in circumstances including but not limited to:

• Breach of any provision of these Terms.
• Failure to complete KYC verification within the required timeframe.
• Suspected fraudulent activity, money laundering, or collusion.
• Chargebacks initiated against me778 by the player's payment provider.
• Provision of false or misleading registration information.
• Account inactivity exceeding twelve (12) consecutive months.

Upon account closure for cause, me778 may forfeit any remaining balance in the account. Where closure is not for cause, any verified balance will be returned to the player via the original payment method after deducting any applicable fees, subject to completion of KYC verification.

13. Governing Law & Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the Republic of the Philippines. Any dispute arising out of or in connection with these Terms or the me778 Platform shall be subject to the exclusive jurisdiction of the competent courts of the Philippines.

me778 operates in alignment with the guidelines and regulations of the Philippine Amusement and Gaming Corporation (PAGCOR), the regulatory body overseeing online gaming in the Philippines. Players are responsible for ensuring that their use of the Platform complies with the laws of their own jurisdiction.

14. Amendments to These Terms

me778 may amend these Terms at any time. When material changes are made, me778 will notify registered players via the email address on file or through a prominent notice on the Platform. The revised Terms will take effect on the date specified in the notice. Your continued use of the Platform after that date constitutes your acceptance of the amended Terms.

If you do not agree to any amended Terms, you must cease using the Platform and may request account closure by contacting me778 support.

15. Contact Us

If you have any questions, concerns, or complaints regarding these Terms & Conditions, please contact the me778 support team:

me778 is committed to resolving all player concerns fairly and promptly in accordance with these Terms and applicable Philippine regulations.